Terms and Conditions
Intupower Services Agreement
IF YOU LIVE IN (OR YOUR PRINCIPAL PLACE OF BUSINESS IS IN) THE UNITED STATES, PLEASE READ THE BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER IN SECTION 15. IT AFFECTS HOW DISPUTES ARE RESOLVED.
These terms (“Terms”) cover the use of those Intupower’s consumer products, websites, and services called the “Services”. You accept these Terms by creating an Intupower account, through your use of the Services, or by continuing to use the Services after being notified of a change to these Terms.
At Intupower, we value your privacy. Additional details can be found in the Intupower Privacy Statement (the "Privacy Statement") as it describes the types of data we collect from our clients and your devices ("Data") and how we use your Data. The Privacy Statement also describes how Intupower uses your content, which is your interactions in courses, group communications, postings, profile details or feedback submitted by you to Intupower via the Services; and the files, photos, documents, audio, digital works, and videos that you upload, store or share through the Services ("Your Content"). By using the Services or agreeing to these Terms, you consent to Intupower’s collection, use and disclosure of Your Content and Data as described in the Privacy Statement.
Intupower’s Services may store and share Your Content as part of our program design and marketing efforts. Many of our Services allow you to store or share Your Content or receive material from others. We do not claim ownership of Your Content. Your Content remains Your Content and you are responsible for it.
You understand that other users may be able to, on a worldwide basis, use, save, record, reproduce, transmit, display Your Content without you being compensated. If you do not want others to have that ability, do not use the Services to share Your Content. You represent and warrant that for the duration of these Terms, you have (and will have) all the rights necessary for Your Content that is uploaded, stored, or shared on or through the Services and that the collection, use, and retention of Your Content will not violate any law or rights of others. Intupower cannot be held responsible for Your Content or the material others upload, store or share using the Services.
To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Intupower products and services, you grant to Intupower a worldwide and royalty-free intellectual property license to use Your Content; for example, to make copies of, retain, transmit, reformat, display, and distribute via communication tools Your Content on the Services. If you publish Your Content in areas of the Service where it is available broadly online without restrictions, Your Content may appear in demonstrations or materials that promote the Service. Some of the Services are supported by advertising. Our advertising policies are covered in detail in the Privacy Statement.
Intupower reserves the right to delete Your Content if we deem it inappropriate and/or a violation of our Terms of Service. Intupower makes no guarantees of data storage, integrity, or backups of Your Content.
Intupower’s Services offer an environment of integrity and ethics for learning. In order to achieve this standard, all users agree to the terms below for behavior in all of our environments (live, off-line, online, in-person, etc.). By agreeing to these Terms, you are agreeing that, when using the Services, you will follow these rules:
- Be awesome. All the time.
- Be generous.
- Be kind.
- Be authentic.
- Be brilliant.
- Do not be a jerk.
- Do not do anything illegal.
- Do not engage in any activity that exploits, harms, or threatens to harm children.
- Do not send spam. Spam sucks. No one wants it, in any format.
- Do not publicly display or use the Services to share inappropriate Content or material.
- Do not engage in activity that is false or misleading (social engineering, phishing), etc.
- Do not circumvent any restrictions on access to or availability of the Services.
- Do not engage in activity that is harmful to you, the Services, or others.
- Do not infringe upon the rights of others.
- Do not engage in activity that violates the privacy of others.
- Do not help others break these rules.
- Do not be a copycat. We take Intellectual Property seriously.
If you violate these Terms, we may stop providing Services to you or we may close your Intupower account. We may also block all activity on your account without prior notice. When investigating alleged violations of these Terms, Intupower reserves the right to review Your Content in order to resolve the issue. However, we cannot monitor the entire Services and make no attempt to do so.
You will need an Intupower account to access most of the Services. Your Intupower account lets you sign in to courses, portals, sites and services provided by Intupower and some Intupower partners.
When you create an Intupower account by signing up online, you agree not to use any false, inaccurate or misleading information. In some cases, a third party/corporate account, like your organization or employer, may have assigned a Intupower account to you. If you received your Intupower account from a third party, the third party may have additional rights over your account, like the ability to access or delete your Intupower account. Please review any additional terms the third party provided you, as Intupower has no responsibility regarding these additional terms. If you create a Intupower account on behalf of an entity, such as your business or employer, you represent that you have the legal authority to bind that entity to these Terms. You cannot transfer your Intupower account to another user or entity. To protect your account, keep your account details and password confidential. You are responsible for all activity that occurs under your Intupower account. Your Intupower account may be linked to Facebook, Google, Amazon, Okta, Twitter, Linkedin or other partner authentication platform. Intupower does not provide support for these other platforms and they should be contacted directly. Please note: Our platform does not support anonymous users.
You must use your Intupower account to keep it active. This means you must sign in at least once in a two-year period to keep your Intupower account, and associated Services, active, unless provided otherwise in an offer for a paid portion of the Services. If you do not sign in during this time, we will assume your Intupower account is inactive and will close it for you.
Intupower’s courses and programs are geared towards adults unless otherwise indicated specifically. By using the Services, you represent that you have either reached the age of "majority" where you live or have valid parent or legal guardian consent to be bound by these Terms. If you do not know whether you have reached the age of majority where you live, or do not understand this section, please ask your parent or legal guardian for help before you create a Intupower account. If you are the parent or legal guardian of a minor that creates a Intupower account, you accept these Terms on the minor’s behalf and are responsible for all use of the Intupower account or Services, including purchases, whether the minor’s account is now open or created later.
You can cancel specific Services and/or close your Intupower account at any time and for any reason. To close your Intupower account, please visit your Account Settings page after logging in.
If your Services are canceled or your Intupower account is closed (whether by you or us), a few things happen. First, your right to use the Services stops immediately and your license to use the software related to the Services ends. Second, we will delete Data or Your Content associated with your Intupower account or will otherwise disassociate it from you and your Intupower account (unless we are required by law to keep it). You should have a regular backup plan as Intupower will not be able to retrieve Your Content or Data once your account is closed. Third, you may lose access to material or products you have acquired.
You can sign into certain Intupower services with a work or school email address. If you do, you agree that the owner of the domain associated with your email address may control and administer your account, and access and process your data, including the contents of your communications and files. You further agree that your use of the services may be subject to the agreements that Intupower has with you or your organization and these terms do not apply. If you use a work or school email address to access Services covered under these Terms, you may be prompted to update the email address associated with your Intupower account in order to continue accessing such Services.
To use many of the Services, you will need an internet connection and/or data/cellular plan. You might also need additional equipment, like a headset, camera or microphone. You are responsible for providing all connections, plans, and/or equipment needed to use the Services and for paying the fees charged by the provider(s) of your connections, plans, and equipment. Those fees are in addition to any fees you pay us for the Services and we will not reimburse you for such fees. Check with your provider(s) to determine if there are any such fees that may apply to you.
When there is something important to tell you about a Service you use, we will send you Service notifications to the email associated with your Intupower account. If you gave us your phone number in connection with your Intupower account, then we may send Service notifications to you via SMS (text message), including to verify your identity before registering your mobile phone number. Data or messaging rates may apply when receiving notifications via SMS.
Customer support for the Services is available at http://support.intupower.com.
We strive to keep the Services up and running; however, all online services suffer occasional disruptions and outages, and Intupower is not liable for any disruption or loss you may suffer as a result. In the event of an outage, you may not be able to retrieve Your Content or Data that you have stored. We recommend that you regularly backup Your Content that you store on the Services or store using Third-Party Apps and Services. The Services, Third-Party Apps and Services, or material or products offered through the Services may be unavailable from time to time, may be offered for a limited time, or may vary depending on your region or device.
We may change these Terms at any time, and we will tell you when we do. Using the Services after the changes become effective means you agree to the new terms. In case you missed the communication from us, you are responsible for checking these terms for updates. If you do not agree to the new terms, you must stop using the Services and close your Intupower account. If you are a parent or guardian, help your minor child close his or her Intupower account.
Sometimes you will need software updates to keep using the Services. We may automatically check your version of the software and download software updates or configuration changes. You may also be required to update the software to continue using the Services. Such updates are subject to these Terms unless other terms accompany the updates, in which case, those other terms apply. Intupower is not obligated to make any updates available and we do not guarantee that we will support the version of the system for which you licensed the software.
Additionally, there may be times when we need to remove or change features or functionality of the Service or stop providing a Service or access to Third-Party Apps and Services altogether. Except to the extent required by applicable law, we have no obligation to provide a re-download or replacement of any material, or applications previously purchased.
So that you can use material protected with digital rights management (DRM), like some music, games, movies and more, DRM software may automatically contact an online rights server and download and install DRM updates.
Unless accompanied by a separate Intupower license agreement (for example, if you are using a Intupower application that is included with and a part of Windows, then the Intupower Software License Terms for the Windows Operating System govern such software), any software provided by us to you as part of the Services is subject to these Terms.
If you comply with these Terms, we grant you the right to install and use one copy of the software per device on a worldwide basis for use by only one person at a time as part of your use of the Services. The software or website that is part of the Services may include third-party code. Any third-party scripts or code, linked to or referenced from the software or website, are licensed to you by the third parties that own such code, not by Intupower. Notices, if any, for the third-party code are included for your information only.
The software is licensed, not sold, and Intupower reserves all rights to the software not expressly granted by Intupower, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not:
- circumvent or bypass any technological protection measures in or relating to the software or Services;
- disassemble, decompile, decrypt, hack, emulate, exploit, or reverse engineer any software or other aspect of the Services that is included in or accessible through the Services, except and only to the extent that the applicable copyright law expressly permits doing so;
- separate components of the software or Services for use on different devices;
- publish, copy, rent, lease, sell, export, import, distribute, or lend the software or the Services, unless Intupower expressly authorizes you to do so;
- transfer the software, any software licenses, or any rights to access or use the Services;
- use the Services in any unauthorized way that could interfere with anyone else’s use of them or gain access to any service, data, account, or network;
- enable access to the Services or modify any Intupower-authorized device by unauthorized third-party applications.
If you purchase a Service, then these payment terms apply to your purchase and you agree to them.
If there is a charge associated with a portion of the Services, you agree to pay that charge. The price stated for the Services excludes all applicable taxes and currency exchange settlements, unless stated otherwise. You are solely responsible for paying such taxes or other charges. Taxes are calculated based on your location at the time your Intupower account was registered. We may suspend or cancel the Services if we do not receive an on time, full payment from you. Suspension or cancellation of the Services for non-payment could result in a loss of access to and use of your account and its content. Connecting to the Internet via a corporate or other private network which masks your location may cause charges to be different from those displayed for your actual location.
To pay the charges for a Service, you will be asked to provide a payment method at the time you sign up for that Service. You can access and change your billing information and payment method on the Account Settings page. Additionally, you agree to permit Intupower to use any updated account information regarding your selected payment method provided by your issuing bank or the applicable payment network. You agree to promptly update your account and other information, including your email address and payment method details, so we can complete your transactions and contact you as needed in connection with your transactions. Changes made to your billing account will not affect charges we submit to your billing account before we could reasonably act on your changes to your billing account.
By providing Intupower with a payment method, you:
- represent that you are authorized to use the payment method that you provided and that any payment information you provide is true and accurate;
- authorize Intupower to charge you for the Services or available content using your payment method;
- authorize Intupower to charge you for any paid feature of the Services that you choose to sign up for or use while these Terms are in force. We may bill you:
- in advance;
- at the time of purchase;
- shortly after purchase; or
- on a recurring basis for subscription Services.
Also, we may charge you up to the amount you have approved, and we will notify you in advance of any change in the amount to be charged for recurring subscription Services. We may bill you at the same time for more than one of your prior billing periods for amounts that have not previously been processed.
When you purchase the Services on a subscription basis (e.g., monthly, every 3 months or annually (as applicable)), you acknowledge and agree that you are authorizing recurring payment, and payments shall be made to Intupower by the method you have chosen at the recurring intervals chosen by you, until the subscription for that Service is terminated by you or by Intupower. By authorizing recurring payments, you are authorizing Intupower to process such payments as either electronic debits or fund transfers, or as electronic drafts from your designated account (in the case of Automated Clearing House or similar payments), or as charges to your designated account (in the case of credit card or similar payments) (collectively, "Electronic Payments"). Subscription fees are generally billed or charged in advance of the applicable subscription period. If any payment is returned unpaid or if any credit card or similar transaction is rejected or denied, Intupower or its service providers reserve the right to collect any applicable return item, rejection or insufficient funds fee and to process any such payment as an Electronic Payment.
Provided that automatic renewals are allowed in your state, you may choose for Services to automatically renew at the end of a fixed service period. We will remind you by email before any Services renew for a new term, and notify you of any price changes. Once we have reminded you that you elected to automatically renew the Services, we may automatically renew your Services at the end of the current service period and charge you the then current price for the renewal term, unless you have chosen to cancel the Services as described below. We will also remind you that we will bill your chosen payment method for the Services renewal, whether it was on file on the renewal date or provided later. We will also provide you with instructions on how you may cancel the Services. You must cancel the Services before the renewal date to avoid being billed for the renewal.
Intupower will provide you with an online billing statement on the Account dashboard, where you can view and print your statement. This is the only billing statement that we provide. If we make an error on your bill, you must tell us within 90 days after the error first appears on your bill. We will then promptly investigate the charge. If you do not tell us within that time, you release us from all liability and claims of loss resulting from the error and we will not be required to correct the error or provide a refund. If Intupower has identified a billing error, we will correct that error within 90 days.
Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Intupower has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges more than 90 days old. We reserve the right to issue refunds or credits at our sole discretion. If we issue a refund or credit, we are under no obligation to issue the same or similar refund in the future. This refund policy does not affect any statutory rights that may apply.
You may cancel a Service at any time, with or without cause. To cancel a Service and request a refund, if you are entitled to one, visit the Account Settings page. You should refer back to the offer describing the Services as:
- you may not receive a refund at the time of cancellation;
- you may be obligated to pay cancellation charges;
- you may be obligated to pay all charges made to your billing account for the Services before the date of cancellation; or
- you may lose access to and use of your account when you cancel the Services.
If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled.
If you are taking part in any trial-period offer, you must cancel the trial Service(s) by the end of the trial period to avoid incurring new charges, unless we notify you otherwise. If you do not cancel the trial Service(s) by the end of the trial period, we may charge you for the Service(s).
From time to time, Intupower may offer Services for a trial period during which Intupower will not charge you for the Services. Intupower reserves the right to charge you for such Services (at the normal rate) in the event that Intupower determines (in its reasonable discretion) that you are breaching the terms and conditions of the offer.
We may change the price of the Services at any time and if you have a recurring purchase, we will notify you by email at least 15 days before the price change. If you do not agree to the price change, you must cancel and stop using the Services before the price change takes effect. If there is a fixed term and price for your Service offer, that price will remain in force for the fixed term.
If we owe you a payment, then you agree to timely and accurately provide us with any information we need to get that payment to you. You are responsible for any taxes and charges you may incur as a result of this payment to you. You must also comply with any other conditions we place on your right to any payment. If you receive a payment in error, we may reverse or require return of the payment. You agree to cooperate with us in our efforts to do this. We may also reduce the payment to you without notice to adjust for any previous overpayment.
Redemption and use of gift cards are governed by the Intupower Gift Card Terms and Conditions.
Any controversy or claim arising out of or relating to this contract, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association in accordance with its Commercial [or other] Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
INTUPOWER, AND OUR AFFILIATES, RESELLERS, DISTRIBUTORS, AND VENDORS, MAKE NO WARRANTIES, EXPRESS OR IMPLIED, GUARANTEES OR CONDITIONS WITH RESPECT TO YOUR USE OF THE SERVICES. YOU UNDERSTAND THAT USE OF THE SERVICES IS AT YOUR OWN RISK AND THAT WE PROVIDE THE SERVICES ON AN "AS IS" BASIS "WITH ALL FAULTS" AND "AS AVAILABLE." YOU BEAR THE ENTIRE RISK OF USING THE SERVICES. INTUPOWER DOES NOT GUARANTEE THE ACCURACY OR TIMELINESS OF INFORMATION AVAILABLE FROM THE SERVICES. TO THE EXTENT PERMITTED UNDER YOUR LOCAL LAW, WE EXCLUDE ANY IMPLIED WARRANTIES, INCLUDING FOR MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, AND NON-INFRINGEMENT. YOU MAY HAVE CERTAIN RIGHTS UNDER YOUR LOCAL LAW. NOTHING IN THESE TERMS IS INTENDED TO AFFECT THOSE RIGHTS, IF THEY ARE APPLICABLE. YOU ACKNOWLEDGE THAT COMPUTER AND TELECOMMUNICATIONS SYSTEMS ARE NOT FAULT-FREE AND OCCASIONAL PERIODS OF DOWNTIME OCCUR. WE DO NOT GUARANTEE THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE OR THAT CONTENT LOSS WILL NOT OCCUR, NOR DO WE GUARANTEE ANY CONNECTION TO OR TRANSMISSION FROM THE COMPUTER NETWORKS.
If you have any basis for recovering damages (including breach of these Terms), you agree that your exclusive remedy is to recover, from Intupower or any affiliates, resellers, distributors, Third-Party Apps and Services providers, and vendors, direct damages up to an amount equal to your Services fee for the month during which the breach occurred (or up to $10.00 if the Services are free). You cannot recover any other damages or losses, including direct, consequential, lost profits, special, indirect, incidental, or punitive. These limitations and exclusions apply even if this remedy does not fully compensate you for any losses or fails of its essential purpose or if we knew or should have known about the possibility of the damages. To the maximum extent permitted by law, these limitations and exclusions apply to anything or any claims related to these Terms, the Services, or the software related to the Services.
Intupower utilizes gamification to track user activity, accomplishments and social trends. This data is used to quantify and qualify activity for awards, both via points and those of monetary value including discounts to Services. Social Structures such as groups and (possibly hidden) metadata are utilized for classification and metrics tracking.
"Store" refers to a Service that allows you to browse, download, purchase, and rate and review courses, programs, and other digital content.
We will identify the publisher of each application available in the relevant Store. The Standard Application License Terms ("SALT") at the end of these Terms are an agreement between you and the application publisher setting forth the license terms that apply to your use of an application you download through the Store, unless different license terms are provided with the application.
If you rate or review a course or program in the Store, you may receive email from Intupower containing content from the publisher of the application. Any such email comes from Intupower; we do not share your email address with publishers of applications you acquire through the Store.
To avoid possible injury, discomfort or eye strain, you should take periodic breaks from use of extensive learning or other activity, especially if you feel any pain or fatigue resulting from the experience. If you experience discomfort, take a break. Discomfort might include feelings of nausea, motion sickness, dizziness, disorientation, headache, fatigue, eye strain, or dry eyes. Exercising your mind at elevated levels can distract you and obstruct your surroundings. Avoid trip hazards, stairs, low ceilings, fragile or valuable items that could be damaged. A very small percentage of people may experience seizures when exposed to certain visual images like flashing lights or patterns that may appear in applications. Even people with no history of seizures may have an undiagnosed condition that can cause these seizures. Symptoms may include lightheadedness, altered vision, twitching, jerking or shaking of limbs, disorientation, confusion, loss of consciousness, or convulsions. Immediately stop engaging in the session and consult a doctor if you experience any of these symptoms, or consult a doctor before using the applications if you have ever suffered symptoms linked to seizures. Parents should monitor their children’s use of applications for signs of symptoms.
Intupower’s courses, programs, and services are designed to give you the data you need to make decisions that are right for you, by YOU. We do our best to cite sources including scientific studies, universities, and medical publications. Your health is your responsibility. Please contact your personal physician before engaging in any of our courses that cover health and wellness. Intupower does not provide medical advice, medicinal counsel, or psychiatric/psychological counsel in any manner. Any implication of such is a misunderstanding and does not supersede these Terms. Even if Intupower instructors, staff, personnel, or volunteers are medically licensed, their teachings should only be considered as data and not actionable advice or counsel. In case of medical emergency, please contact 911 or the appropriate first responder agency in your locale.
Intupower is not a medical company and does not provide medical education, services, or products. However, in case any HIPAA data is collected, Intupower is in full compliance with HIPAA regulations for data storage in the United States. Please note that this standard is only applicable in the United States and its territories and no other jurisdictions apply.
Intupower Services may enable you to obtain, listen to, view, play or read (as the case may be) music, images, video, text, books, games or other material ("Digital Goods") that you may get in digital form. The Digital Goods are only for your personal, noncommercial educational and training use. You agree not to redistribute, broadcast, publicly perform or publicly display or transfer any copies of the Digital Goods. Digital Goods may be owned by Intupower or by third parties. In all circumstances, you understand and acknowledge that your rights with respect to Digital Goods are limited by these Terms, and copyright laws in your locale. You agree that you will not attempt to modify any Digital Goods obtained through any of the Services for any reason whatsoever, including for the purpose of disguising or changing ownership or source of the Digital Goods. Intupower or the owners of the Digital Goods may, from time to time, remove Digital Goods from the Services without notice.
We may assign these Terms, in whole or in part, at any time without notice to you. You may not assign your rights or obligations under these Terms or transfer any rights to use the Services. This is the entire agreement between you and Intupower for your use of the Services. It supersedes any prior agreements between you and Intupower regarding your use of the Services. All parts of these Terms apply to the maximum extent permitted by relevant law. If a court or arbitrator holds that we cannot enforce a part of these Terms as written, we may replace those terms with similar terms to the extent enforceable under the relevant law, but the rest of these Terms will not change.
You must comply with all domestic and international export laws and regulations that apply to the software and/or Services, which include restrictions on destinations, end users, and end use.
Intupower does not consider or accept unsolicited proposals or ideas, including without limitation ideas for new products, technologies, promotions, product names, product feedback and product improvements ("Unsolicited Feedback"). If you send any Unsolicited Feedback to Intupower through the Services or otherwise, you acknowledge and agree that Intupower shall not be under any obligation of confidentiality with respect to the Unsolicited Feedback.
NOTICES and procedure for making claims of intellectual property infringement. Intupower respects the intellectual property rights of third parties. If you wish to send a notice of intellectual property infringement, including claims of copyright infringement, please use our procedures for submitting an inquiry via the Customer Service Portal. ALL INQUIRIES NOT IN COMPLIANCE TO THIS PROCEDURE WILL NOT RECEIVE A RESPONSE.
IntupowerNof copyright infringement. In appropriate circumstances, Intupower may also disable or NOTICES terminate accounts of users of Intupower services who may be repeat infringers.
The Services are copyright © 2018 Intupower, LLC and/or its suppliers, 3225 Mcleod Dr., Suite 100, Las Vegas, NV 89121, U.S.A. All rights reserved. Intupower and the names, logos, and icons of all Intupower products, software, and services may be either trademarks or registered trademarks of Intupower in the United States and/or other countries. The names of actual companies and products may be the trademarks of their respective owners. Any rights not expressly granted in these Terms are reserved.
Intupower does not provide medical or any other health care advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition, diet, fitness, or wellness program. Never disregard professional medical advice or delay in seeking it because of information you accessed on or through the Services.
© 2013 Morningstar, Inc. All Rights Reserved. The information contained herein:
- is proprietary to Morningstar and/or its content providers;
- may not be copied or distributed
- and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
You may not use any of the Dow Jones Indexes, SM, index data, or the Dow Jones marks in connection with the issuance, creation, sponsorship, trading, marketing, or promotion of any financial instruments or investment products (for example, derivatives, structured products, investment funds, exchange-traded funds, investment portfolios, etc., where the price, return and/or performance of the instrument or investment product is based on, related to, or intended to track any of the Indexes or a proxy for any of the Indexes) without a separate written agreement with Dow Jones.
Intupower provides education and data. The decisions you make with that education and data are ultimately up to you and are solely your responsibility. This is applicable to all topics including but not limited to taxes, budgeting, accounting, financial management, investing (traditional and non-traditional products), saving, purchasing of insurance products, hiring of financial professionals, seeking legal advice, creating and structuring businesses/entities. Any examples used are solely for the purposes of demonstration and education, and should not be attempted in duplication in any form.
It is nearly impossible to provide universal financial advice that is applicable to everyone, everywhere. We at Intupower, do not provide financial advice, even if the trainers are licensed financial or legal professionals. Financial advice should only be considered after weighing numerous considerations. Intupower makes no attempt to learn your financial considerations or offer such advice. Any situations discussed in courses are for example purposes only.
Intupower’s courses and material are intended to be informative and to aid in the education of its audience. Although the authors and publishers may be engaged in rendering legal, financial, tax preparation, and other professional services – our content is not a substitute for legal, accounting, or other professional services. Because laws vary from state to state and are constantly changing, readers who require expert assistance or legal advice, should seek the services of competent professionals.
The authors and publishers specifically disclaim responsibility for any liability, loss, or risk, personal or otherwise, which may be incurred as a consequence, directly or indirectly, of the use and/or application of the contents of this book.
Intupower is not a broker/dealer or registered investment advisor under United States federal securities law or securities laws of other jurisdictions and does not advise individuals as to the advisability of investing in, purchasing, or selling securities or other financial products or services. Nothing contained in the Services is an offer or solicitation to buy or sell any security. Neither Intupower nor its licensors of stock quotes or index data endorse or recommend any particular financial products or services. Nothing in the Services is intended to be professional advice, including but not limited to, investment or tax advice.
The written materials, along with the accompanying documents and audio/video recordings, are designed to provide accurate and authoritative information in regard to the subject matter covered. They are intended to be general in nature and used for reference and preliminary finance and tax planning. Neither the publishers, authors nor speakers are rendering specific tax, legal, accounting or other professional advice. Every taxpayer’s tax situation is different and thus all of the information presented in Services may not be applicable to every taxpayer’s tax situation. It is important for all users of these materials to understand that tax laws change constantly and due to the complexity of the laws themselves, professional advice should be sought before implementing any of the tax strategies offered in this program.
The software may include H.264/AVC, MPEG-4 Visual and/or VC-1 codec technology that may be licensed by MPEG LA, L.L.C. This technology is a format for data compression of video information. MPEG LA, L.L.C. requires this notice:
THIS PRODUCT IS LICENSED UNDER THE H.264/AVC, MPEG-4 VISUAL, AND THE VC-1 PATENT PORTFOLIO LICENSES FOR THE PERSONAL AND NONCOMMERCIAL USE OF A CONSUMER TO (A) ENCODE VIDEO IN COMPLIANCE WITH THE STANDARDS ("VIDEO STANDARDS") AND/OR (B) DECODE H.264/AVC, MPEG-4 VISUAL, AND VC-1 VIDEO THAT WAS ENCODED BY A CONSUMER ENGAGED IN A PERSONAL AND NONCOMMERCIAL ACTIVITY AND/OR WAS OBTAINED FROM A VIDEO PROVIDER LICENSED TO PROVIDE SUCH VIDEO. NONE OF THE LICENSES EXTEND TO ANY OTHER PRODUCT REGARDLESS OF WHETHER SUCH PRODUCT IS INCLUDED WITH THIS SOFTWARE IN A SINGLE ARTICLE. NO LICENSE IS GRANTED OR SHALL BE IMPLIED FOR ANY OTHER USE. ADDITIONAL INFORMATION MAY BE OBTAINED FROM MPEG LA, L.L.C. SEE THE MPEG LA WEBSITE.
For clarification purposes only, this notice does not limit or inhibit the use of the software provided under these Terms for normal business uses that are personal to that business which do not include (i) redistribution of the software to third parties, or (ii) creation of material with the VIDEO STANDARDS compliant technologies for distribution to third parties.